February 2013 Archives

New Jersey personal bankruptcy does not require apology

The results of a new study show whether or not an apology matters when it is included with a bankruptcy filing in New Jersey or elsewhere. The study looked at several personal bankruptcy filings that differed only in the inclusion of an apology. The outcome of each case was determined by whether or not a court approved of the repayment plan offered by the individual filing the personal bankruptcy.

New Jersey business owners sometimes file for Chapter 7

New Jersey business owners know that an individual sometimes has to put in their own funds when they start a new venture. This can mean taking mortgages on a residence or using savings to begin a new business. However, if the business fails or is stalled for some reason, the owner who used their personal funds may find that they need the help of a Chapter 7 bankruptcy filing.

New Jersey folks can file Chapter 11 bankruptcy if business fails

Many people in New Jersey know that when a business goes bad, it can make personal finances difficult. This can led to some having to file for both a personal and business bankruptcy. This is what happened to one couple recently in another state who sought a Chapter 11 bankruptcy.

School supplier to New Jersey schools files commercial bankruptcy

Readers in New Jersey may be surprised to learn that one company is responsible for as much as 70 percent of the school supplies sold to school districts in our state and across the nation. The company, School Specialty, supplies not only traditional papers and crayons, but also has divisions for furniture and other school district needs. Now, however, the company is facing a commercial bankruptcy.

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