The Haven Act of 2019 is intended to help more veterans qualify for Chapter 7 Bankruptcy. Prior to the law change the bankruptcy courts would include Veteran Disability Benefit Payments in the calculation of disposable income even though Social Security Disability payments did not count. With the additional income, it made it more difficult for veterans to qualify for Chapter 7. With the new law our veterans will be better served by bankruptcy. Considering a disproportionate share of veterans are forced to turn to bankruptcy for relief, the new law is a welcome change.