December 2014 Archives

Teen and women's clothier Deb files for Chapter 11 bankruptcy

Teen retailers that do not keep up with fashion trends are very likely to have a hard time generating the revenue necessary to stay in business. Many teen clothiers are noticing a steady decline in sales due to new competitors in the market. Many shops in New Jersey, and across the United States, are feeling the impact and are being forced to take action to avoid shutting their doors. These businesses may make the important decision to file for Chapter 11 bankruptcy in an effort to save their companies.

Credit card mistakes that often lead to personal bankruptcy

During the holiday season, consumers regularly pull out their credit cards to pay for their purchases. After the holiday season is over, those same consumers will be forced to face the reality of their spending. Overspending during the holidays often pushes residents in New Jersey, and all across the United States, into a debt situation from with they cannot escape. Fortunately, personal bankruptcy is an option for those who are facing insurmountable debt, but, as there are limits on how often bankruptcy can filed, it is important for consumers to know what to do after their bankruptcies are discharged.

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