Your knowledge and experience with Chapter 13 and Chapter 7 benefitted your clients
McDowell Law Equal Justice Award
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Personal Bankruptcy
What happens if you miss a Chapter 13 bankruptcy payment?
if you have a legitimate financial emergency that prevented you from paying, the court typically will allow you time to catch up or restructure your payments
Bankruptcy after a divorce may help gray divorcees
Sometimes, going through your divorce first is the right option, so that you can see if you end up with debts that you may have shared with your spouse or that your spouse created in their own name while married. The financial devastation that a divorce can cause is hard to recover from at such a late age, but a bankruptcy could offer a helpful solution.
Moratorium On Utility Disconnections is Ending
The pandemic led the Governor of New Jersey to place a moratorium on foreclosures and evictions during the pandemic. In addition, Governor Murphy signed into law Order 229 which prohibited public and private electric gas and water utilities from disconnecting because...
Do I really need a lawyer to file a bankruptcy in New Jersey?
On multiple occasions I have been asked the question, “do I really need a lawyer to file a bankruptcy in New Jersey?”
Many debt solutions cause more problems for you
Most people who commute for their job have heard pitches from a debt solution company at some point on the radio. Some companies advertise consolidation, offering to let people cut the interest rate they pay on their credit card balances. Other companies may offer...
What assets can I keep if I file for bankruptcy?
Many people across New Jersey and Pennsylvania fear filing for bankruptcy because they think they will lose everything they own. But there are ways to keep certain assets in bankruptcy. The key is finding the right bankruptcy path for you and properly filing with the...
How long does a bankruptcy stay on your record?
Bankruptcy can offer you relief from the overwhelming burden of debt, but it can also impact your finances. Record of a bankruptcy filing will remain on your credit report for years, and the filing will be considered in calculating your credit score. As a result, it...
Mounting medical costs push thousands into bankruptcy
The pneumonia had taken its toll on Mary Cross. It was 2013, and the Detroit woman was struggling enough that she was admitted to the hospital. She underwent lung surgery as a result, and in the course of her treatment was diagnosed with an inflammatory disease known...
Bankruptcy Meeting with Trustee During Pandemic
https://www.bravermanlaw.com/bankruptcy-law/personal-bankruptcy/ With Bankruptcies continuing to move forward during the Coronavirus pandemic, the questions arise relating to how the “Meeting of Creditors” is handled. In every bankruptcy case, after it is filed a...
