New Jersey readers who are in debt know how easily debt balances can accumulate, leaving an individual facing personal bankruptcy or other difficult financial decisions. While a personal bankruptcy filing can be a viable option, it may be important to understand why...
Law Office of Robert Braverman, LLC
Filing for Chapter 11 had a happy ending for The Dolan Company
Many people do not have as much discretionary income to spend as they did previously, which can have a large impact on businesses. Without as many sales as usual, some companies are struggling to stay afloat, and many are closing their doors from falling into mounting...
YMCA falls into financial distress and files for Chapter 11
Many Americans do not have the funds that they once did years ago due to the economic recession. This has affected the buying power many people have, which may not allow them to spend as much on extracurricular activities or donating to causes like they may have done...
Filing personal bankruptcy may be a way to cut credit debt stress
When financial times are tight, a person may have to make the decision on what gets paid and what doesn't. Large amounts of credit card debt can seem nearly impossible to pay off. Filing for personal bankruptcy may be a way for a New Jersey resident to start over...
Universal Cooperatives Inc. files for Chapter 11 bankruptcy
Many businesses have suffered the effect of the recession and have been forced to make some changes to stay afloat. Even after an enormous amount of effort, a company in New Jersey and across the United States still may not be able to make enough money through cutting...
Is negotiating with creditors a way to avoid personal bankruptcy?
As the economy took a downturn, many people began to pull out their credit cards to pay bills or just to make ends meet. Many people in New Jersey and across the United States fell on hard times and landed in piles of credit card debt. However, there are some possible...
Tricks for paying down debt with or without personal bankruptcy
There are numerous people living in Cherry Hill who are just barely scraping it by financially. These individuals are particularly vulnerable to debt problems. If an illness that involves costly medical bills surfaces, or some other kind of financial emergency occurs,...
Credit card advice for the young to avoid personal bankruptcy
A lot of young men and women in New Jersey who have just finished college will be venturing into the world of financial responsibility for the first time. These individuals are especially vulnerable to getting mired in credit card debt. However, rather than learning...
Power company files 10th largest Chapter 11 business bankruptcy
A large power company called Energy Future Holdings has filed for bankruptcy. The business bankruptcy filing comes seven years after the energy company went through a leveraged buyout, which left it laden with debt. The buyout happened before the natural gas boom in...
Personal bankruptcy may help university grad with extensive debt
Going to college can feel like a rite of passage into a better-quality life for a person in New Jersey. However, many recent college graduates have not experienced the benefits of their degrees, as they are struggling to find work while simultaneously paying back...

