The pandemic led the Governor of New Jersey to place a moratorium on foreclosures and evictions during the pandemic. In addition, Governor Murphy signed into law Order 229 which prohibited public and private electric gas and water utilities from disconnecting because...
Bankruptcy Law
Know these two important bankruptcy laws when you file
If you are filing for bankruptcy, it is important to know the different laws that are in place to help you. One of those is The Fair Debt Collection Practice Act, or FDCPA. The other is that you may not end up having all of your debts discharged in bankruptcy because...
CAN I DISMISS MY BANKRUPTCY CASE?
Can I dismiss my bankruptcy case if I decide to not proceed with the bankruptcy. The answer is, “it depends”.
What is a Chapter 13 repayment plan?
A Chapter 13 repayment plan is one that allows you to keep your assets and repay mortgage or car arrears and a portion of your debts through a monthly payment program. The Chapter 13 repayment plan, as a part of Chapter 13 bankruptcy, allows you to repay a portion of...
Foreclosure and Eviction Moratorium Extended
On January 20, 2021 President Biden signed an executive order extending moratorium on mortgage foreclosures and evictions until March 31, 2021. This means that if you are behind with your mortgage payments, the foreclosure cannot go forward until after March 31, 2021....
How long will a bankruptcy discharge stay on your credit report?
People struggling with debt may benefit from filing for bankruptcy. Still, many people will put off considering bankruptcy out of concern for how the filing will affect their credit. Obviously, a bankruptcy discharge will have a negative impact on your overall credit...
Can you still rent after bankruptcy?
You do not own your own home. As you file for bankruptcy, this at first appears to be a positive. You don’t have to worry about losing your house if you don’t have a mortgage to begin with. There seems to be less at stake, making it easier for you to use bankruptcy...
What happens to your finances after bankruptcy?
You’ve come to the conclusion that you need to file for bankruptcy as a means of getting your finances back on track. However, if you don’t consider the impact it will have on your future, as well as the steps you can take to protect yourself, you could soon find...
Congressman Andy Kim Wins Reelection in 3rd District in New Jersey
Congressman Kim, with local offices in Willingboro New Jersey and Marlton New Jersey will be serving his second term in Congress. Congressman Kim is a supporter of various education bills, including H.R. 770 which is the Discharge Student Loans in Bankruptcy Act of 2009
Foreclosure Sales In New Jersey Are Starting Again
If you are behind on your mortgage, now is the time to meet with an experienced bankruptcy attorney to consider your options.

